Kathmandu, Nov. 2 -- Farmer Jaya Krishna Dharal of Dharalbada in Jumla is anxious. The rain last Monday disrupted paddy harvesting and inundated his fields just as the crop had ripened.

Farmers reported that the downpour soaked harvested paddy and flattened standing crops, causing significant financial losses.

"We toil hard for six months to produce. Our efforts were wiped out in three days," said Dharal.

Farmers across multiple districts face heavy losses after pre-winter rains damaged ready-to-harvest paddy crops. In several areas, harvested paddy left in the fields to sun-dry has been submerged.

They say it is rare for pre-winter rains to bring such destruction. Paddy is transplanted across most of Nepal in June and harvested in Oc...