Kailali, July 1 -- Along the banks of the Baluwagada Khola in ward 4 of Chure Rural Municipality, a cluster of makeshift shelters built from torn tarpaulins and bamboo stands as a reminder of families still awaiting permanent resettlement.

Surrounded by a forest and a fast-flowing river, the settlement is exposed to threats from wild animals, venomous snakes and monsoon floods.

Thirty-year-old Meena Thapa has lived there for the past six years. She, her husband and their two children occupy a fragile hut that offers little protection from rain or wind. The couple earns a living by crushing stones into gravel, often struggling to earn enough for even basic meals.

Before the disaster, the family lived in Masurkhet in the same municipalit...