New Delhi, Nov. 8 -- Profit After Tax increased by 16.36% to Rs. 21,040 crore. * Total Premium Income increased by 5.14% to Rs. 2,45,680 crore. * Individual Business Non Par APE increased by 30.47% to Rs 6,234 crore. * Non Par APE share within Individual business at 36.31% for H1FY26 as compared to 26.31% for H1FY25. * Group Business APE increased by 20.30% to Rs. 11,864 crore. * Overall APE increases by 3.60% to Rs. 29,034 crore. * Value of New Business (VNB) increased by 12.30% to Rs 5,111 crore. * VNB Margin (Net) increased by 140 bps to 17.6% * Overall Expense ratio reduced by 146 bps to 11.28% for H1FY26 from 12.74% for H1FY25. * AUM increased by 3.31% to Rs 57.23 lakh crore. * Solvency Ratio increased to 2.13 from 1.98 Mumbai, Novembe...