India, Aug. 3 -- India has achieved near-universal banking coverage, with 99.92% of inhabited villages (6,00,868 out of 6,01,328) now having access to a banking outlet—including bank branches, Business Correspondents (BCs), or India Post Payments Bank (IPPB)—within a 5 km radius, according to data on the Jan Dhan Darshak (JDD) app.
As of July 17, 2026, the country's banking network comprised over 1.81 lakh bank branches, 17.36 lakh Business Correspondents, and 1.65 lakh IPPB centres. The government said it continues to work with the RBI and State Level Bankers' Committees (SLBCs) to extend banking access to the remaining uncovered villages.
The government also highlighted that 58.77 crore Pradhan Mantri Jan Dhan Yojana (PMJDY)...