Pakistan, Oct. 30 -- Standard Chartered Bank (Pakistan) Limited delivered a resilient financial performance for the nine-month period ended 30 September 2026 with a Profit before tax of Rs 37.1bn compared to PKR 46.1bn last period.

The Bank posted revenue of PKR 53.6bn, down 15% year on year, primarily due to reduction in interest rates. Total expenses declined by 1% from comparative period, reflecting strong cost discipline despite investment in our people and infrastructure. The Bank continues to maintain an efficient cost-to-income ratio of 33%, one of the lowest in the industry. A prudent risk approach and strong recoveries of bad debts led to a net ECL release of PKR 1.2bn during the period.

On the liabilities side, the Bank's tota...