Pakistan, July 18 -- The government has reduced profit rates on several National Savings schemes, lowering returns for investors across Pakistan. The revised rates affect welfare, pension, and income certificate holders. The changes are expected to influence returns for thousands of savers.

According to an official National Savings notification, the annual profit rate for the Behbood Savings Certificate and Pensioners Benefit Account has been reduced to 12.96%. Meanwhile, the monthly profit rate for the Regular Income Certificate has been fixed at 11.52%.

Under the revised rates, an investment of Rs100,000 in the Regular Income Certificate will now generate a monthly profit of Rs960. Moreover, the Special Savings Certificate will offer ...