DAR ES SALAAM, Aug. 25 -- EAST African capital markets need to move beyond simply making investment products accessible and focus on turning growing financial inclusion into meaningful participation and long-term wealth creation, financial-sector experts have said.

The region has made notable progress in expanding investment products and using technology to bring financial services closer to ordinary people. However, access alone does not guarantee that people are actively participating in capital markets.

The next stage should focus on whether potential investors understand available products, trust formal investment channels and can identify investments that match their financial goals, risk appetite, liquidity needs and investment ho...