New Delhi, Aug. 1 -- The most widely used payment system in India, Unified Payments Interface (UPI), has been strategically overhauled as of August 1, 2025, and will be characterized by a range of technology-driven regulatory shifts that will impact user experience on digital wallets such as Google Pay, Paytm, and PhonePe. These changes, supported by the National Payments Corporation of India (NPCI), aim to strike a balance between scale, speed, and security, as UPI transactions are experiencing unprecedented growth in the country. But how exactly are these latest directives changing the face of digital payment, and what makes API moderation through AI technology and time-sensitive automation central to all this change? Let us unpack thes...