New Delhi, May 26 -- Policybazaar for Business has partnered with Arete to strengthen cyber risk capabilities for Indian enterprises. The partnership combines cyber insurance advisory with digital forensics and incident response services.

The companies say the focus is on helping enterprises prepare for what they describe as "2 AM readiness" situations, in which cyber incidents occur when internal teams may not be immediately available.

For years, cyber insurance was largely viewed as a financial safety net after a breach. But as ransomware attacks, infrastructure intrusions, and data breaches become more operationally disruptive, enterprises are increasingly demanding response capabilities alongside coverage.

Rather than treating cybe...