Mumbai, July 20 -- Net interest income (NII) grew by 17.5% on YoY basis to Rs 2,786 crore in Q1 FY27 as against Rs 2,371 crore in Q1 FY26. Net interest margin (NIM) stood at 2.7% as on 30 June 2026, up 20 basis points YoY.

Operating profit for Q1 FY27 jumped 25.5% to Rs 1,704 crore from Rs 1,358 crore in Q1 FY26.

Provisions increased by 38.9% YoY to Rs 394 crore in the June 2026 quarter. Provision Coverage Ratio stood at 81.7% as on 30 June 2026.

Accordingly, profit before tax in Q1 FY27 stood at Rs 1,309 crore, up by 21.9% from Rs 1,074 in Q1 FY26.

Gross NPA as on 30 June 2026 was 1.3% as against 1.6% as on 30 June 2025. Net NPA was at 0.2% as on 30 June 2026 as compared with 0.3% as on 30 June 2025

Total deposits increased by 14.3%...