Mumbai, Jan. 6 -- On a sequential basis, the bank's loan book registered a de-growth of 1.9%. The gross loan portfolio as of 30 September 2025 stood at Rs 18,655 crore.

Total deposits of the bank stood at Rs 21,087 crore as of 31 December 2025, registering a 4.5% year-on-year increase, while declining 1.7% quarter-on-quarter.

Retail term deposits and bulk term deposits totaled Rs 12,586 crore (up 23.8% YoY) and Rs 3,890 crore (down 35.6% YoY), respectively.

The CASA ratio stood at 21.9% as of 31 December 2025, compared to 19.7% as of 31 December 2024 and 20.9% as of 30 September 2025.

Collection efficiency (excluding prepayments) for the bank's microbanking loan portfolio for Q3 FY26 was 99.1%.

The liquidity coverage ratio (LCR) stoo...