Mumbai, April 23 -- Net interest income (NII) slipped 1.1% to Rs 9,406 crore in the March 2026 quarter, compared to Rs 9,514 crore in the March 2025 quarter. For Q4 FY26, the net interest margin (NIM) was 2.64%, down from 2.87% in the corresponding period last year.

The bank reported a 6.6% rise in net profit to Rs 5,315.76 crore despite a 2.75% decline in total income to Rs 31,851.15 crore in Q4 FY26 over Q4 FY25.

Provisions and contingencies dropped by 31.67% to Rs 1,054.98 crore in Q4 FY26 from Rs 1,543.92 crore in Q4 FY25.

On the asset quality front, the gross NPA ratio declined to 2.82% as of 31 March 2026 from 3.60% a year ago. The net NPA ratio fell 15 basis points to 0.48% from 0.63% over the same period.

Total business grew 5...