Mumbai, July 15 -- Net interest income for the period under review was Rs 10,037 crore, up 10.15% YoY. Net interest margin was 2.80% for the June 2026 period as against 2.76% for the June 2025 period.

Operating expenses shed 0.78% to Rs 6,638 crore in the June 2026 quarter from Rs 6,690 crore in the June 2025 quarter.

Accordingly, the public sector bank registered an operating profit of Rs 8,003 crore in Q1 FY27, up 15.83% YoY.

Provisions and contingencies dropped by 41.16% to Rs 979.42 crore in Q1 FY27 from Rs 1,664.51 crore in Q1 FY26.

Profit before tax in Q1 FY27 stood at Rs 7,023.16 crore, up by 33.92% from Rs 5,244.15 crore in Q1 FY26.

Gross NPAs declined to 2.65% as of 30 June 2026, from 3.52% as of 30 June 2025. Net NPAs fell ...