Mumbai, Sept. 11 -- The rally was driven by the bank's strategic roadmap unveiled on 8 September 2025, which aims to grow its gross loan book to Rs 1 lakh crore by FY30 from Rs 33,287 crore in Q1 FY26.

The plan includes raising the share of secured lending to 65-70% of the portfolio, up from 46% currently, led by affordable housing, micro mortgages, MSME, vehicle finance, gold, agri, and mid-corporate loans. Micro banking will remain the core foundation.

On the liabilities side, retail deposits made up 72% of the deposit base of Rs 38,619 crore in Q1 FY26. CASA stood at Rs 9,381 crore (24.3% of deposits), with a target of 35% by FY30. The bank also plans to expand its branch network from 752 to around 1,150, while deepening cross-sell o...