Mumbai, July 22 -- On a standalone basis, profit after tax increased 69.6% YoY to Rs 899 crore in Q1 FY27. Total income rose 12.1% YoY to Rs 4,974 crore in the quarter ended 30 June 2026.

Pre-Provisioning Operating Profit (PPOP) increased 29.8% YoY to Rs 1,756 crore.

Net interest margin (NIM) increased 21.1% YoY to Rs 2,766 crore, while the NIM margin expanded to 7.3% from 6.7% a year ago.

Credit costs declined 13.6% YoY to Rs 570 crore, while the credit cost ratio improved to 1.5% from 1.9% in Q1 FY26.

Business assets under management (AUM) grew 12.7% YoY to Rs 1,37,449 crore, while quarterly disbursements rose 21.5% YoY to a record Rs 15,564 crore, driven by strong growth in tractor financing and passenger vehicles.

The company sai...