Mumbai, July 18 -- Total income increased 5.43% year on year (YoY) to Rs 54,246.84 crore in Q1 FY27.

The bank's profit before tax (PBT) stood at Rs 19,125.62 crore in the first quarter of FY27, registering a growth of 12.96% YoY.

Net interest income (NII) increased by 12.7% YoY to Rs 24,384 crore in Q1 FY27. Net interest margin (NIM) was 4.36% in Q1 FY27, compared with 4.34% in Q1 FY26.

The bank's provisions (excluding provisions for tax) slipped 30.58% to Rs 1,260 crore in Q1 FY27 as against Rs 1,815 crore registered in the same period a year ago.

Total period-end deposits grew by 14% year on year to Rs 18,33,586 crore as of 30 June 2026. Total advances increased by 19.6% YoY to Rs 16,31,260 crore as of 30 June 2026.

The bank's non-...