Mumbai, Jan. 23 -- Profit before tax (PBT) fell 44.57% YoY to Rs 182.83 crore during the quarter.

Total disbursement climbed 10.5% to Rs 1,318 crore in Q3 FY26, compared with Rs 1,193 crore posted in Q3 FY25. Asset under management (AUM) stood at Rs 14,925 crore, registering the growth of 24.9% YoY with housing loans accounting for 83% of total AUM.

Returns on assets improved 60 bps to 4% in Q3 FY26, compared with 3.4% in Q3 FY25. Gross Stage 3 assets (GNPA) stood at 2.0% during the quarter.

The capital adequacy ratio (CRAR) was at 49.0% in Q3 FY26. Tier I capital stands at 48.6% as on 31st December 2025. Expected credit loss (ECL) provision as on 31st December 2025 stood at Rs 103 crore; resulting in total provision to loans outstandi...