Mumbai, May 4 -- The bank posted a net profit of Rs 213 crore in Q4 FY26, soaring 406% YoY and 136% QoQ. Net Interest Income (NII) came in at Rs 981 crore, rising 18% YoY and 15% QoQ.

Pre-tax profit before provisions and write-offs stood at Rs 402 crore in Q4 FY26, up 29% YoY and 31% QoQ.

Margins expanded meaningfully during the quarter, with Net Interest Margin (NIM) improving to 7.29%, up around 57 bps QoQ. The expansion was driven by higher interest income on advances and a decline in funding costs.

Profitability ratios also improved sharply, with Return on Assets (RoA) rising to 1.46% in Q4 FY26 from 0.32% a year ago, while Return on Equity (RoE) stood at 14.10% compared to 2.79% in the year-ago period.

Efficiency also improved, w...