Mumbai, July 17 -- Net interest income (NII) grew by 15.70% on YoY basis to Rs 3,914 crore in Q1 FY27 as against Rs 3,383 crore in Q1 FY26. Net interest margin (NIM) stood at 3.06% as on 30 June 2026.

Operating profit for Q1 FY27 declined by 5.12% to Rs 2,186 crore from Rs 2304 crore in Q1 FY26.

Provisions declined by 24.05% YoY to Rs 862 crore in the June 2026 quarter. Provision coverage ratio stood at 95.86 as on 30 June 2026.

Accordingly, profit before tax in Q1 FY27 stood at Rs 1,784.45 crore, up by 0.1% from Rs 1,783 crore in Q1 FY26. Total tax outgo the first quarter of FY27 was Rs 461 crore, down 25% YoY.

Gross NPA as on 30 June 2026 was 2.60% as against 3.13% as on 30 June 2025. Net NPA remained unchanged at 0.49% as on 30 Jun...