Mumbai, April 20 -- The twenty-first round of the FICCI-IBA Bankers' Survey offered industry sentiment review for the outlook period January to June 2026. A total of 24 banks, comprising Public Sector Banks, Private Sector Banks, Foreign Banks, Small Finance Banks, and Cooperative Banks, participated in this round. The survey was conducted in the period January- February 2026. India's banking sector continues to demonstrate resilience, supported by improved asset quality, strengthening capital buffers, robust retail and SME credit momentum, and early signs of revival in private capital expenditure. Against the backdrop of heightened geopolitical uncertainties, alongside evolving global liquidity conditions and steady domestic growth conso...