Mumbai, Sept. 1 -- Reserve Bank of India (RBI) stated in a latest update that dank deposits with Scheduled Commercial Banks or SCB's registered a growth (y-o-y) of 11.3 per cent as at end-June 2025 as compared with that of 11.7 per cent (net of merger) a year ago. Term deposits recorded a growth (y-o-y) of 13.5 per cent, significantly outpacing the saving deposits growth of 5.4 per cent in June 2025; consequently, the share of term deposits in total deposits soared up to 62.2 per cent from 61.0 per cent in June 2024.

Nearly 70 per cent of term deposits accounted for original maturity bucket of one to three years in June 2025, whereas around 20 per cent of term deposits were short-term deposits with maturity of less than one year. Reflect...