Mumbai, April 29 -- The consolidated results of Bajaj Finance include the results of its wholly owned subsidiaries, Bajaj Housing Finance (BHFL) and Bajaj Financial Securities (BFinserc), and its associate companies, Snapwork Technologies and Pennant Technologies.

Profit before tax (PBT) rose 31.21% YoY to Rs 7,409.84 crore in Q4 FY26, compared with Rs 5,647.38 crore in Q4 FY25.

In Q4 FY26, the company recorded an additional expected credit loss (ECL) provision of Rs 142 crore towards management and macroeconomic overlay.

Net interest income (NII) increased 20% to Rs 11,781 crore for Q4 FY26 from Rs 9,808 crore reported in Q4 FY25. The operating expenses to net total income ratio for Q4 FY26 stood at 33.8%, as against 33.6% in Q4 FY25....