Mumbai, April 25 -- Total income increased 1.90% year on year (YoY) to Rs 38,746.64 crore in Q4 FY26.

Operating profit declined 6.87% to Rs 10,013.42 crore during the quarter ended 31st March 2026 compared with Rs 10,752.37 crore posted in corresponding quarter last year.

The bank's net interest income (NII) for Q4 FY26 stood at Rs 14,457 crore up 5% YOY basis. Net Interest Margin (NIM) for Q4 FY26 stood at 3.62%. Core operating profit stood at Rs 10,619 crore.

Provision and contingencies stood at Rs 3,522 crore, including specific loan loss provisions of Rs 1,146 crore. The bank also made a one-time additional provision of Rs 2,001 crore in Q4 FY26 to strengthen its balance sheet amid macroeconomic uncertainties, which it clarified is...