Nairobi, June 29 -- On paper, my pay is competitive, but my employee benefits fall short of my needs and it is starting to affect how I feel about this job. Is it fair to factor this into my decision to stay with my employer, or should salary matter more?

Let me begin with something we witness repeatedly. A company loses a talented manager, someone they spent years developing, to a competitor.

The exit interview tells the same familiar story. Not the salary, but lack of proper, well-structured employee benefits. A medical cover that excluded the hospital they trust, a group life policy nobody explained at onboarding.

A wellness programme that existed only as a PDF in the HR shared drive. An entirely preventable loss repeated across the...