Nairobi, Oct. 25 -- "How old do you think I am?" Joyce Kibe asks after the pleasantries, when we meet at Standard Chartered's headquarters in Nairobi. She is the bank's Head of Corporate Affairs, Brand and Marketing for Africa.

"45, I think," I reply. She laughs heartily, takes it as a compliment and tells me she has just turned 50.

Published by HT Digital Content Services with permission from Business Daily....