Nairobi, July 22 -- Global trade is facing unprecedented disruption as geopolitical tensions, shipping bottlenecks and climate-related shocks strain supply chains.

For an import-dependent economy like Kenya, these disruptions have raised the cost of imports while slowing exports to key international markets.

Amid concerns over freight charges and delayed shipments, one crucial issue deserves greater attention: marine cargo insurance. Long treated as a routine administrative requirement, marine insurance has become a critical element of business continuity and regulatory compliance.

Kenya's regulatory environment has changed significantly. Under Section 20 of the Insurance Act, all marine cargo insurance for imports must be obtained fro...