Srinagar, Oct 27, Oct. 28 -- Despite government schemes such as Ayushman Bharat PM-JAY, SEHAT and Janani Shishu Suraksha Karyakram (JSSK), women in remote areas of Jammu and Kashmir continue to face financial and logistical hurdles in accessing maternity care. AB-PMJAY, extended to J&K through SEHAT, provides health insurance coverage of up to Rs.5 lakh per family annually for eligible hospitalisation. JSSK provides free services to pregnant women and sick newborns at government health facilities, including delivery and caesarean-section services, medicines, diagnostics, blood transfusions and transportation.However, the benefits remain difficult to access for women living in remote mountainous villages, where inadequate local healthcare ...