Dhaka, June 29 -- Government-backed welfare health schemes targeting specific vulnerable populations have become an increasingly important part of India's broader health insurance landscape. A proposed initiative offering health coverage of up to Rs 1.3 million specifically for differently-abled children represents a meaningful step toward addressing a long-standing gap: the high cost of ongoing medical care, therapy, assistive devices, and specialised treatment that families of children with disabilities often face without adequate financial protection. For families navigating this reality, and for any parent thinking seriously about how to structure family health insurance for a child with significant or complex medical needs, this deve...