India, Aug. 27 -- HT Syndication

New Delhi [India], August 27: Healthcare costs have been climbing steadily for years, and the people feeling this most acutely are older adults trying to maintain adequate health coverage on fixed or diminishing incomes. The combination of age-driven premium increases and a tax structure that adds to the final cost has created a situation that genuinely needs addressing, not gradually, but with some urgency.

Let's look at why this is happening, what the current tax structure actually does to premium affordability, and why the problem compounds every year without meaningful intervention.

Why Senior Health Premiums Rise Faster Than for Other Age Groups

Age-based premium loading is standard practice acros...