New Delhi, Sept. 24 -- New forms of digital money including stablecoins, tokenised deposits and central bank digital currencies (CBDCs) could account for around 4 per cent of global payments volume by 2030, as businesses increasingly seek greater visibility, settlement certainty and liquidity control, according to a research report by Capgemini.

The report said the payments industry is moving beyond simply making money transfers faster, with "accelerated intelligent money" emerging as a new generation of payment instruments that combines value transfer, settlement and business rules in a single execution layer.

However, adoption among banks remains at an early stage. Only 21 per cent of banks surveyed are currently actively scaling at l...