New Delhi, Dec. 23 -- Public sector banks (PSBs) are steadily gaining market share from private sector lenders in key retail loan segments such as personal loans, home loans and auto loans, highlighted a report by JM Financial.

The report noted that PSBs have improved their position in terms of disbursement market share across both unsecured and secured lending segments, supported by higher average ticket sizes, improving asset quality and a gradual recovery in loan growth during the first half and second quarter of FY26.

It stated "In terms of disbursements market share, PSB gained in personal, home and auto loans".

In the unsecured lending segment, particularly personal loans (PL), disbursement growth picked up sharply in 1H and 2QFY...