New Delhi, Aug. 22 -- India's private credit funds are increasingly adopting artificial intelligence (AI) for deal sourcing, data analysis and credit assessment, with most players using the technology selectively and a smaller group integrating it more deeply into their investment processes, according to an EY report.

The EY Private Credit Pulse Survey, part of its H1 2026 update, found that 67 per cent of respondents use AI moderately, mainly for data analysis and monitoring, while 11 per cent said AI tools are already core to their origination and credit analysis processes. Another 22 per cent are in the early stages of adoption and are piloting AI tools.

The findings point to a gradual shift in how private credit funds assess potenti...