New Delhi, Aug. 1 -- India's residential real estate market is showing mixed trends, with lower home loan rates improving buyer sentiment in many cities while affordability continues to remain a major challenge in Mumbai and the National Capital Region (NCR), according to a market outlook report by real estate developer NBR Group.

The report said the Reserve Bank of India's cumulative 125 basis points of repo rate cuts during the first half of 2026 have reduced borrowing costs and made home loans cheaper, providing support to housing demand across several cities.

"The Reserve Bank of India's cumulative 125 basis points of repo-rate cuts through the first half of 2026 have made home loans meaningfully cheaper, and that relief is filterin...