New Delhi, March 18 -- Approximately 183 million Indians now actively monitor their CIBIL scores, marking a significant transition toward informed credit ownership. According to TransUnion CIBIL's latest report, "CIBIL for Every Indian - Uncovering How India Owned Its Credit Journey in 2025," nearly 75 per cent of these consumers reside in non-metro locations.

This segment saw a 28 per cent year-on-year (YoY) growth as of December 2025, highlighting a shift in financial behaviour that extends well beyond major urban centers.

The number of consumers monitoring their credit for the first time grew by 27 per cent year-over-year. This momentum suggests that credit monitoring is evolving from a "one-time, reactive activity typically linked t...