New Delhi, Aug. 3 -- India's average bank credit growth remained robust in June 2026, supported by healthy retail lending and strong credit flow to non-banking financial companies (NBFCs) and commercial real estate (CRE), according to a report by Haitong Securities India.

The report said overall bank credit, estimated at around Rs 219 trillion, grew 18.6 per cent year-on-year (YoY) in June 2026, while non-food credit expanded 18.3 per cent YoY.

The report stated, "For Jun'26 overall bank credit (~Rs219trn) growth was healthy at 18.6% YoY / 2% MoM and non-food credit growth was healthy at 18.3% YoY."

Retail lending continued to post healthy growth, rising 15.8 per cent YoY, aided by steady housing loan demand along with higher vehicle, ...