New Delhi, Aug. 3 -- India has achieved near-universal banking coverage, with 99.92 per cent of inhabited villages now served by a banking outlet within a 5-km radius, the Ministry of Finance said on Monday.

According to data uploaded by banks on the Jan Dhan Darshak (JDD) App, 6,00,868 of the country's 6,01,328 inhabited villages are currently covered by a bank branch, Business Correspondent (BC) or India Post Payments Bank (IPPB) centre within the prescribed 5-km radius.

The expansion is supported by a banking infrastructure comprising more than 1.81 lakh bank branches, 17.36 lakh Business Correspondents and 1.65 lakh IPPB centres as of July 17, 2026, the ministry said.

The government's objective is to ensure that all inhabited villa...