New Delhi, Aug. 9 -- ICICI Bank has significantly increased the minimum average balance requirement for its savings accounts across all branch categories, with the new rules effective from August 1, 2025.

For customers in metro and urban areas, the minimum average balance has been raised to Rs 50,000, up from the earlier Rs 10,000. In semi-urban branches, the new requirement is Rs 25,000, compared to Rs 5,000 previously. For rural branches, the minimum balance has increased to Rs 10,000 from Rs 2,500.

The steep hike is expected to impact a large number of account holders, especially those in rural and semi-urban areas. Customers who fail to maintain the required average balance may face penalty charges, which could add financial strain ...