New Delhi, April 19 -- India's banking sector maintains a "broadly constructive outlook" on credit growth over the near term, backed by improved asset quality, stronger capital buffers, robust retail and SME lending, and early signs of a revival in private capex, according to a survey

The 21st round of the FICCI (Federation of Indian Chambers of Commerce and Industry)-IBA Bankers' Survey conducted during January-February 2026 captures sentiment for the outlook period January to June 2026 and includes 24 banks across public, private, foreign, small finance, and cooperative segments.

The findings of the survey suggest banks expect the current monetary policy stance to remain broadly stable in the coming months, viewing the policy framewor...