New Delhi, Oct. 11 -- Banks expect credit demand to strengthen across most sectors of the Indian economy in Q3FY27, except agriculture, according to the Reserve Bank of India's (RBI) latest Bank Lending Survey (BLS).

The survey indicated that bankers remained optimistic about lending activity, even as overall loan terms and conditions are expected to remain unchanged during the quarter compared with Q2FY27.

"Bankers' expectations on loan demand improved across sectors (except for the agriculture sector) in Q3:2026-27, majorly driven by seasonal demand," it said, adding, "Overall loan terms and conditions are expected to remain unchanged during Q3:2026-27 over the previous quarter."

The findings come from the 37th round of the central b...