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What triggers the 'credit hunger' flag on your credit report and how to avoid it

New Delhi, June 16 -- Credit bureaus are increasingly vigilant about identifying "credit-hungry" consumers, signalling this behaviour through frequent loan applications or hard inquiries. This can inf... Read More


Personal loan EMI missed? THESE 5 consequences could cost you big

New Delhi, June 13 -- Household debt is continuing to climb in the country and the defaults in the retail segment are also rising. Keeping these factors in mind, missing out on your personal loan EMI ... Read More


Canara Bank cuts RLLR to 8.25%, making loans cheaper from June 12

New Delhi, June 13 -- In a move to boost borrower confidence, Canara Bank has reduced its Repo Linked Lending Rate (RLLR) from 8.75% to 8.25%, effective from June 12, 2025. This comes in response to ... Read More


SBI credit card blocked? Here's how to reactivate it quickly

New Delhi, June 13 -- An SBI credit card when blocked can result in serious inconvenience to cardholders and their immediate family members, particularly amidst today's fast paced lifestyle. This stra... Read More


5 things you wrongly believe impact your credit score

New Delhi, June 13 -- As more borrowers in the country become credit conscious and monitor their credit scores, myths and speculations about what truly influences creditworthiness continue to circulat... Read More


Why you're still denied a loan despite an 800+ credit score - 5 hidden reasons

New Delhi, June 12 -- A credit score of over 800 is widely admired and regarded as excellent in the country. It is often associated with smooth loan approvals and lucrative interest rates. Still, nume... Read More


Can your credit card get you airport lounge access? THESE top cards that do

New Delhi, June 12 -- Airport lounge offers travelers with much needed respite from the bustle of terminals, providing comfortable seating, peace of mind, complimentary refreshments and often Wi-Fi an... Read More


5 golden personal finance rules to simplify your financial planning

New Delhi, June 12 -- As inflationary pressure eases and domestic investment regains traction, it is prudent to revisit five 'rules of thumb' reiterated by finance professionals to facilitate efficien... Read More


What is a personal loan top-up and when should you consider taking it?

New Delhi, June 12 -- As financial needs and aspirations of borrowers evolve, borrowers in the country are increasingly turning towards personal loan top ups to bridge the gap of short term funding an... Read More


HDFC credit card activation via ATM: What you need, steps, and key tips

New Delhi, June 12 -- The consistent rise of digital lending in the country has facilitated the expansion of the credit card portfolios of prominent financial institutions such as HDFC Bank. More and... Read More