Exclusive

Publication

Byline

Personal loan interest rates July 2025: Which bank is offering the lowest rate?

New Delhi, July 2 -- As of July 2025, leading banks in the country are providing competitive personal loan interest rates for salaried and self employed individuals. These loans can be used for weddin... Read More


Fintechs disburse 11 crore personal loans in FY25 amid growing defaults: Report

New Delhi, July 2 -- Fintech lenders disbursed nearly 10.9 crore personal loans worth Rs.1.06 lakh crore in FY2024-25, according to data by the Fintech Association for Consumer Empowerment (FACE), rep... Read More


Credit score warning! 7 habits that can lower your rating and affect loan approvals

New Delhi, July 1 -- In recent times, the importance of a high credit score has grown exponentially. Due to regulatory changes and stricter lending norms, a strong credit score and a healthy credit pr... Read More


ICICI Coral Credit Card review 2025: Features, rewards, lounge access and how to maximise benefits

New Delhi, July 1 -- The ICICI Coral Credit Card stands out as a lucrative choice for individuals seeking an entry-level premium card experience without the burden of hefty fees. This credit card is ... Read More


SBI job rejection over poor credit score: Madras HC ruling stresses financial discipline for banking, finance careers

New Delhi, July 1 -- A recent Madras High Court ruling has upheld State Bank of India (SBI)'s decision to revoke a job offer over poor credit history. The verdict clearly highlights how essential fina... Read More


Overdraft vs personal loan explained: Key benefits, rates and when to choose each

New Delhi, July 1 -- In today's rapidly changing economic conditions, borrowers are often tempted to choose between personal loans and overdraft facilities to facilitate their liquidity needs. That i... Read More


Personal Loans in 2025: Flexible credit, key benefits, risks and new RBI rules explained

New Delhi, July 1 -- Personal loans provide a crucial lifeline to aspirational borrowers, especially when they are faced with difficulties and economic challenges in day-to-day life. Personal loans a... Read More


Is UTI Large & Mid Cap Fund right for you? Key insights for 2025 investors

New Delhi, June 30 -- As the nation's equity markets evolve and aim towards reaching new highs, diversified funds such as the UTI Large or Mid Cap Fund are gaining momentum among investors seeking bot... Read More


When you should take a personal loan - and when you definitely shouldn't

New Delhi, June 27 -- Personal loans are increasingly being seen as a quick fix for cash flow needs. They offer easy access to funds without the need for any collateral. Currently the interest rates o... Read More


Credit card: What it is, how it works, and what to check before applying

New Delhi, June 27 -- In today's rapidly changing era, credit cards are a necessity and a cornerstone of financial flexibility. They act as a revolving line of credit and these credit cards permit use... Read More