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New UPI charges: what changes for your QR payments, SIPs and mutual fund investments

New Delhi, Sept. 16 -- From 15 October, some transactions on the unified payments interface (UPI) will attract a merchant discount rate (MDR)-a fee a merchant pays to the payments ecosystem for proces... Read More


At just 15%, low taxes offset Hong Kong's high cost of living for this NRI couple

New Delhi, Sept. 14 -- In Hong Kong, one of the first things Aarushi Sharma, 26, had to recalibrate was her idea of what money should buy. A monthly HK$15,000-25,000 (about Rs.1.8-3 lakh) gets an apa... Read More


Japanese money moving home could impact global risk assets: ICICI Pru AMC's Manish Banthia

New Delhi, Sept. 11 -- US bond yields are near multi-year highs, with the 10-year paper at around 4.8% and the 30-year at 5.3%, while Japanese yields have also risen sharply. What does this mean for g... Read More


Do you really need a credit card advisor? Here's when the fee may be worth it

New Delhi, Sept. 7 -- Getting the right credit card used to mean comparing annual fees, reward rates and perhaps lounge access. For a growing number of cardholders, it now involves something closer to... Read More


Buying a house to save capital gains tax on shares, MFs? Renovation costs may qualify too

New Delhi, Sept. 4 -- When you sell shares, mutual funds or other capital assets, you can claim exemption from capital gains tax by reinvesting the sale amount in a residential property. This is allow... Read More


Why these retirees sold their family homes and property investments for a better retirement

New Delhi, Sept. 1 -- At 83, S. Jagannatha Rao no longer owns a house. After his wife died, Rao found himself living alone in a three-bedroom house while his two sons were in Bengaluru. The property n... Read More


Is updated ITR more economical than FAST-DS for past foreign income

New Delhi, Aug. 26 -- The new Foreign Assets of Small Taxpayers-Disclosure Scheme (FAST-DS), 2026, has opened a one-time window for taxpayers to clean up past omissions involving overseas income and a... Read More


Esops can create wealth, but can you afford to exercise them?

New Delhi, Aug. 23 -- Employee stock options (Esops) can create life-changing wealth, but unlocking that wealth comes with a big price tag. A startup employee getting stock options worth Rs.1 crore h... Read More


Missed declaring foreign assets? Here's your relief window-with a catch.

New Delhi, Aug. 18 -- The Central Board of Direct Taxes (CBDT) has notified the rules for the Foreign Assets of Small Taxpayers Disclosure Scheme, 2026 (FAST-DS), giving eligible taxpayers a one-time ... Read More


Flipkart Esop case: Could a buyback of unexercised options mean lower tax bill?

New Delhi, Aug. 12 -- A 30 July tax ruling involving a Flipkart employee could have implications for how employees cash out vested employee stock options (Esops). The Bengaluru bench of the Income Ta... Read More