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Forex markup on credit cards: What it means and how to avoid it

New Delhi, July 23 -- If you travel abroad often or shop internationally, you've likely noticed charges on your credit card statements after purchasing overseas. These extra charges are forex markup f... Read More


Prepaid credit card: Can it help build your credit score? Find out

New Delhi, July 22 -- Prepaid credit cards, commonly known as loadable credit cards or prepaid cards, have gained notoriety lately, as a viable alternative to banking. But do prepaid credit cards actu... Read More


Credit card annual fees: Should you avoid them or embrace them?

New Delhi, July 22 -- An annual fee is a yearly cost that credit card companies charge simply for the privilege of issuing a card. This fee is automatically charged in your anniversary month each year... Read More


What is BNPL and how does it influence your credit score?

New Delhi, July 22 -- The buy now, pay later (BNPL) mode of purchasing has offered millions access to electronic purchasing with an instant, interest-free line of credit, revolutionizing online shoppi... Read More


What is a credit card over limit facility? Benefits, risks, and how to use it

New Delhi, July 17 -- While it is possible to exceed your assigned credit limit, also known as the credit card over-limit, consequences may stem from doing so. Continuing to maintain financial health ... Read More


Credit card EMI explained: What it is and how it works

New Delhi, July 16 -- Using an EMI credit card is an easy way to finance large expenses. The ability to turn your cash purchase into a monthly repayment is easier than ever due to various repayment op... Read More


Loan closed but credit score not updated? Here's what to do next

New Delhi, July 16 -- An essential milestone in your financial journey is loan closure. It decreases debt, and improves cash-flow, and suggests you have borrowed responsibly. However, if the loan stil... Read More


Should you pay off your personal loan early? Pros, cons and smart tips

New Delhi, July 15 -- Consideration of a personal loan prepayment is an important financial consideration that has pros and cons. Prepaying a personal loan can accelerate your financial freedom and ma... Read More


Should you prepay or part-pay your personal loan? Know the key differences

New Delhi, July 15 -- Part-payment and pre-payment are phrases commonly employed by borrowers in a similar fashion to trim down their loan period or to lessen their interest payments. While they sound... Read More


How to earn rewards on every UPI payment using your credit card?

New Delhi, July 14 -- UPI payments are becoming so popular, savvy users are finding it easy to earn rewards on their regular transactions by just linking your credit card to your UPI app. If you use U... Read More