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Personal credit score vs business credit score: What's the real difference?

New Delhi, Aug. 4 -- If you run a small business or are self-employed, it is very important to know the difference between your personal and business credit scores. Each of these two identities of fin... Read More


Top 6 personal loan myths you should stop believing

New Delhi, Aug. 1 -- Personal loans offer flexible, unsecured financing for various purposes, including urgent medical needs, debt consolidation, and wedding expenses. However, many misconceptions rem... Read More


5 best credit cards for senior citizens 2025: Compare top no-fee and low-fee options

New Delhi, July 30 -- Credit cards for senior citizens are becoming more common in India due to advancing banking products and, ultimately, financial inclusion. These cards, specifically designed with... Read More


Should you take a personal loan for your wedding? Pros, cons, and smart alternatives

New Delhi, July 30 -- In India, weddings are more cultural monuments than events. With rising expectations, fancy venues, elaborate outfits, and long guest lists, it is easy to see how costs might qui... Read More


Written-off loan vs settled loan: Which damages your credit score more?

New Delhi, July 30 -- Repaying loans becomes complicated when debtors are in a financial bind. As a result of the type of repayment status, lenders may classify an account as either "settled" or "writ... Read More


What role does digital KYC play in personal loan approvals? All you need to know

New Delhi, July 28 -- Digital KYC or know your customer is changing the landscape of personal loan processing in a fast-paced banking environment. KYC is paramount for compliance, and remote authentic... Read More


6 best co-branded credit cards compared: What you get for travel, dining, and more

New Delhi, July 28 -- By carefully selecting a co-branded credit card that supports your personal brands, you can also benefit from greater discounts and reward features associated with those companie... Read More


What are credit information companies and why do they matter?

New Delhi, July 28 -- Credit Information Companies (CICs) are an important part of the current lending landscape in India. They collect, analyse and disseminate credit information that lenders use for... Read More


Can students build a credit score without a job or income? Here's how

New Delhi, July 28 -- A lot of students - especially unless they are in the first couple of years of college find themselves in a strange financial bind in which they do not have reliable money coming... Read More


Should you take a personal loan to invest? Pros, cons, and expert advice

New Delhi, July 25 -- It may be appealing to take out a personal loan to invest in real estate, stocks or even other types of mutual funds. However, there are several risks associated with gearing. Th... Read More