Indonesia, April 6 -- Jakarta, Indonesia (ANTARA/PRNewswire)- Indonesia's fintech lending (P2P lending) industry continues to demonstrate strong growth. Data from the Financial Services Authority (OJK) shows that outstanding loans from fintech lending reached IDR 98.54 trillion as of January 2026, growing 25.52% year-on-year.

Amid this growth, fintech players are increasingly strengthening their business fundamentals, including risk management and credit quality. PT JULO Teknologi Finansial ( JULO ) outlines several strategies to support sustainable growth in 2026.

"We see significant room for growth in this industry. However, going forward, credit quality will be a key factor. That is why we continue to enhance our underwriting process...