New Delhi, May 2 -- Unclaimed contributions under the National Pension System (NPS) can be retrieved, even after a prolonged period. The Pension Fund Regulatory and Development Authority (PFRDA) has specified a mechanism through which subscribers can claim amounts stuck in the Subscribers' Pension Contribution Protection Account (SPCPA).

SPCPA is maintained by PFRDA to hold unclaimed or unreconciled contributions. These are amounts that were deposited with point of presences (PoPs) but were not credited to the subscriber's Permanent Retirement Account Number (PRAN).

According to PFRDA, if a NPS subscriber had made a contribution in the past through a PoP but the amount was not credited to their PRAN, or the PRAN was not generated, they ...