Mumbai, May 8 -- Profit before tax was at Rs 529.46 crore in the March quarter, up 33.18 % from Rs 397.55 crore posted in Q4 FY23.

Net interest income (NII) climbed 33.7% year on year to Rs 921.9 crore during the quarter. Net Interest Margin (NIM) improved to 13.1% in Q4 FY24, up by 91 bps from 12.1% recorded in the same period a year ago.

Pre-provision operating profit (PPOP) in Q4 FY24 was at Rs 682.8 crore, up 35.8% from Rs 502.9 crore reported in Q4 FY23.

During the quarter, gross loan portfolio stood at Rs 26,714 crore, registering a growth of 27% YoY. Borrower base grew by 15.3% YoY to 49.18 lakh across 1,967 branches.

Collection efficiency (excluding arrears) stood at 98.3% in the March quarter.

The GNPA ratio declined to 1.18...